A merchant buys silk in one city, and intends to sell it in another. To do so, he must also contract a ship. He spends a great deal of money upfront, with the expectation that he will make more.
Let us say that he does. He has taken a lot of risk, and has made a lot of money. Only a few men may do that, those who are already rich. And if the silk-weaver, or the ship's captain find out how much he has made, they may grow jealous. Perhaps they will try to cut him out.
So if our merchant does not have enough money for the silks, and for the ship, he can tell the captain and the weaver that he will cut them in later. If they help him to fund this now, he will give them more money once he has sold the silks.
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Let us say that he does. He has taken a lot of risk, and has made a lot of money. Only a few men may do that, those who are already rich. And if the silk-weaver, or the ship's captain find out how much he has made, they may grow jealous. Perhaps they will try to cut him out.
So if our merchant does not have enough money for the silks, and for the ship, he can tell the captain and the weaver that he will cut them in later. If they help him to fund this now, he will give them more money once he has sold the silks.
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I do not think I will buy and sell things to others.